Here at Ashwell Mortgage Services, we work hard to find our clients the most competitive mortgage deals available, tailored to suit their individual needs.
Bespoke Independent Mortgage Advice
From buying an investment property to getting your foot on the property ladder, our mortgage experts are on hand to help with a range of mortgage options to help you on your way.
Book an appointment with one of our mortgage experts to discuss your requirements here.
First-Time Buyer Mortgages: The first step to a home of your own
Buying your first home is undeniably an exciting time, but it’s also likely to be one of the biggest financial decisions you’ll make. Securing a mortgage is a big commitment and it’s essential to seek advice from an expert mortgage broker as soon as you start your search for the perfect property.
The good news is that securing your first mortgage doesn’t have to be a daunting or difficult task, and our mortgage specialists can help you understand how to take your first step onto the property ladder. In fact, our dedicated mortgage advice team will calculate exactly how much you can borrow, help you budget for the various upcoming costs, and walk you through the entire purchasing process from start to finish, delivering a truly comprehensive service for first-time buyers.
Mortgages for Moving Home: Looking for that next step?
Whether you are moving into your dream home or downsizing, getting the right mortgage is essential when securing your future plans.
A moving home mortgage is, essentially, whichever mortgage represents the right loan for your next property, ensuring your changing needs as a homeowner are met. Whether you decide to ‘port’ your current mortgage to your new property or review current rates, Ashwell Mortgage Services can help make this move as straightforward as possible.
Wherever your next move takes you, we’ve got the right mortgage to accommodate your plans.
Remortgaging: Switch your mortgage with confidence
If you’re coming to the end of your fixed term, or you’re looking to free up equity on your home, you might want to consider remortgaging your property.
Whatever your motivation, remortgaging can be a fantastic way of finding better mortgage terms or interest rates and ultimately saving you money on your mortgage payments.
Over time, the mortgage market changes, which means there may be an opportunity to find a better deal, which could save you thousands of pounds a year on your mortgage repayments.
However, it is advisable to carefully consider the pros and cons before deciding whether remortgaging is a viable option for you.
If your current mortgage no longer meets your needs and requirements, Ashwell can review your existing deal and compare it to offers available on the market today. We can then advise you on the most suitable way forward.
Most importantly, we can provide ongoing support throughout the process, from application to completion.
Buy-to-Let Mortgages: With you every step of the way
Our buy-to-let mortgages offer an essential helping hand for landlords and those wishing to join the buy-to-let market.
A buy-to-let mortgage is a mortgage on a residential property that you intend to rent out. It is possible to obtain a buy-to-let mortgage on a property you are buying or one that you already own and wish to turn into a rental.
Interest rates and fees on a buy-to-let mortgage differ from those of a conventional residential mortgage, as do the criteria lenders use to determine if and how much buyers can borrow.
Regardless of whether you’re starting or expanding your property portfolio, we have a range of mortgage options to help make a success of your investment and can help give clarity around the complex buy-to-let mortgage process. From securing your first tenant to growing your property portfolio, you’re in safe hands with Ashwell.
Mortgage Calculator
Our online mortgage calculator can help you get a better idea of how much your mortgage will cost you in monthly repayments, as well as how much you can afford to borrow.
Book an appointment today
Book a free, no-obligation appointment with one of our local mortgage advisers today to discuss your mortgage requirements…
Your home may be repossessed if you do not keep up with repayments on your mortgage. Ashwell Mortgage Services Ltd is an Appointed Representative of JLM Mortgage Network Ltd authorised and regulated by the Financial Conduct Authority. FCA Numbers 930575 and 300629.